Legal

Loanry Terms of Service

Last Updated: April 9, 2026 ·

1. Acceptance of Terms

By accessing LoanryUSA.com, you agree to these Terms of Service. LoanryUSA is a loan matching service — not a lender — and does not make credit decisions. These terms govern your use of our website and matching services.

2. Loanry Is Not a Lender

LoanryUSA connects borrowers with third-party lenders. We do not originate loans, make credit decisions, or guarantee loan approval. All lending decisions are made solely by the individual lender you choose to apply with. APR ranges from 3.99%–35.99% and depend on the lender’s criteria.

3. Free Service

LoanryUSA’s loan matching service is free for borrowers. We earn referral fees from lenders when you connect with them. This arrangement does not affect the loan terms offered to you.

4. Eligibility

You must be at least 18 years old, a U.S. resident, and have a valid bank account to use LoanryUSA’s services. By using our service, you represent that all information provided is accurate.

5. Data Use & Privacy

Your use of LoanryUSA is also governed by our Privacy Policy. We use a soft credit inquiry during matching — this does not affect your credit score. We share your information only with lenders you choose to proceed with.

6. Disclaimer of Warranties

LoanryUSA is provided “as is” without warranties of any kind. We do not guarantee the accuracy of loan offers displayed, which are provided by third-party lenders and subject to change without notice.

7. Contact

Questions about these terms: [email protected] · LoanryUSA, 123 Financial District Suite 400, Dallas TX 75201

Questions about our terms? Or ready to find your best loan rate?

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