1. Introduction — About Loanry's Privacy Commitment
Welcome to LoanryUSA.com ("Loanry," "we," "us," or "our"). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website and use our loan matching services.
🔒 Loanry is committed to protecting your privacy. We do not sell your personal information to advertisers, data brokers, or unrelated third parties.
2. Information We Collect
Information You Provide Directly:
Name, email address, phone number, and mailing address
Date of birth and Social Security Number (only when required by lenders)
Financial information including income, employment status, and monthly expenses
Loan preferences: desired amount, purpose, and preferred term
Estimated credit score range (soft inquiry only during matching)
Information Collected Automatically:
IP address and general geographic location (city/state level)
Browser type, operating system, and device information
Pages visited, time spent, and clickstream data on LoanryUSA.com
3. How We Use Your Information
LoanryUSA uses your personal information to:
Match you with appropriate lenders based on your financial profile
Display pre-qualified loan offers relevant to your needs
Improve our matching algorithms and website functionality
Send you relevant loan-related communications (with your consent)
Comply with legal obligations and prevent fraud
4. How Loanry Shares Your Information
LoanryUSA shares your information only in the following circumstances:
With Lenders You Choose: When you select a lender offer, we share your profile with that specific lender to facilitate your application.
Service Providers: Trusted third-party services for hosting, analytics, and fraud prevention — contractually bound to protect your data.
Legal Requirements: We may disclose information when required by law or to protect user safety.
We do not sell your data. LoanryUSA does not sell, rent, or trade your personal information to data brokers, advertisers, or unrelated third parties.
5. How Loanry Secures Your Data
LoanryUSA employs bank-level security measures:
256-bit SSL/TLS encryption for all data transmitted to and from our site
Data at rest encryption for all stored personal information
Regular security audits and penetration testing
Strict employee access controls and data handling protocols
6. Cookies & Tracking Technologies
LoanryUSA uses cookies to improve your experience. Types include: Essential Cookies (required for functionality), Analytics Cookies (Google Analytics), Preference Cookies (settings memory), and Marketing Cookies (with your consent only). You can manage preferences through your browser settings.
7. Your Rights as a Loanry User
You have the following rights: Access (request a copy of your data), Correction (fix inaccurate information), Deletion (request removal), Opt-Out (unsubscribe from marketing), and Portability (receive your data in machine-readable format). Contact us at [email protected].
8. California Privacy Rights (CCPA/CPRA)
California residents have additional rights under CCPA and CPRA: right to know what data is collected, right to delete, right to opt-out of sale (Loanry does not sell data), and right to non-discrimination. Submit requests at [email protected].
9. Children's Privacy
LoanryUSA's services are not intended for individuals under 18. We do not knowingly collect data from minors. If you believe your child has provided information, contact us immediately at [email protected].