About LoanryUSA

About LoanryUSA — How Loanry Helps Americans Borrow Smarter

We built Loanry because finding a great loan shouldn't require a finance degree. Our mission is radical transparency in personal lending.

Our Mission

How Loanry Levels the Playing Field for American Borrowers

About LoanryUSA: When Marcus Webb spent six years analyzing consumer lending data at the Federal Reserve Bank of Dallas, one fact was impossible to ignore: the average American pays $1,400 more in interest than necessary — simply because they accepted the first loan offer they received.

That insight led to the founding of LoanryUSA in 2019. We built a platform that gives every American — regardless of credit score, income, or financial savvy — access to the same transparent comparison tools that financial professionals use internally.

Today, Loanry has helped over 12,847 Americans find better loan rates, collectively saving an estimated $18.3 million in excess interest.

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$18.3M
Interest Saved by Users
12,847+
Americans Helped
50+
Vetted Lenders
2019
Year Founded
Core Values

What Loanry Stands For — Our Core Values

Loanry Radical Transparency

We show you the full cost of every loan — APR, origination fees, total interest paid — before you click apply. No surprises.

Loanry Borrower-First Alignment

Loanry earns more when you save more. Our commission structure rewards us for quality matches, not expensive ones.

Loanry Financial Education

We believe informed borrowers make better decisions. Every Loanry page includes expert-written context about how loan products work.

Loanry Privacy Protection

Bank-level encryption and a strict no-sell policy. Your data is only shared with lenders you explicitly choose to connect with.

Loanry Regulatory Compliance

All Loanry lender partners are CFPB-compliant and state-licensed. We vet every lender quarterly and remove those who fail our standards.

Loanry Inclusive Access — All Credit Types

From 580 credit scores to 800+, from $500 needs to $50,000 — every American deserves a fair shot at finding a good loan.

Our Expert Team

The Expert Team Behind Loanry

MW
Marcus Webb, CFP®
Founder & Chief Financial Advisor
Certified Financial Planner · Former Federal Reserve Analyst · 14 Years in Consumer Lending
PN
Dr. Priya Nair, Ph.D.
Head of Financial Research
Ph.D. Economics (MIT) · Published in Journal of Consumer Finance · 11 Years Research Experience
JL
Jason Lowe, CPA
Director of Compliance
Certified Public Accountant · Former CFPB Regulatory Analyst · 9 Years Compliance Experience
Our Journey

Loanry's Journey — From Idea to America's Trusted Platform

2019

Loanry is Founded — 8 Lenders, One Mission

Marcus Webb launches Loanry with 8 lender partners. First 100 users in Week 1. Mission: radical transparency in personal lending.

2020

Loanry Expands During COVID-19 Emergency

Loanry expands lender network to help Americans access emergency personal loans. Monthly users grow 340% in Q2 2020.

2021

Loanry Launches CFP-Reviewed Expert Content

Dr. Priya Nair joins as Head of Research. Loanry introduces E-E-A-T-certified financial articles reviewed by licensed professionals.

2022

Loanry Reaches 50+ Verified Lender Partners

LoanryUSA reaches 50+ vetted lending partners and expands to 47 U.S. states. Average user savings exceed $1,100 per loan.

2024–2026

Loanry Helps 12,847+ Americans — $18.3M Saved

LoanryUSA achieves 4.8/5 star rating across all platforms. Collective user savings exceed $18.3M. Still growing every day.

Loanry Expert Guides

Continue Reading

CFP®-reviewed guides to help you borrow smarter

🔍
What Is Loanry?
Complete 2026 guide · 10 min read
💳
Personal Loan With Bad Credit
Options at every credit score · 10 min
🧮
Personal Loan Calculator
Interactive tool · 7 min read
📊
Best Personal Loan Rates 2026
How to get under 10% APR · 11 min
🔄
Debt Consolidation vs Balance Transfer
Real math comparison · 11 min
⚡
Emergency Personal Loan Same Day
Same-day funding guide · 7 min
About Loanry — Common Questions

Loanry FAQ — About Us

LoanryUSA was founded in 2019 by Marcus Webb, a Certified Financial Planner with 14 years of consumer lending experience at the Federal Reserve Bank of Dallas. The platform was built after Marcus identified that most Americans overpay on loans simply by not comparing offers. The Loanry team now includes Dr. Priya Nair (Ph.D. Economics, MIT) and Jason Lowe (CPA, former CFPB analyst).
No. LoanryUSA is a free loan matching marketplace, not a direct lender. Loanry connects borrowers with 50+ CFPB-compliant lenders and displays pre-qualified offers side-by-side. All lending decisions are made by the individual lenders in the Loanry network.
LoanryUSA earns referral commissions from lenders when borrowers successfully connect with them through the platform. This model means Loanry's financial incentive is aligned with finding you the most competitive offer — not the most expensive one. Better Loanry matches create more successful connections and more revenue for us.
LoanryUSA currently serves borrowers in 47 U.S. states. While the Loanry matching platform itself is available in nearly every state, individual lenders have their own state licensing requirements. When you submit your form, Loanry automatically shows only the offers available to borrowers in your specific state.

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